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FBO Rental/Club Insurance Requires Medical

Posted: Fri May 06, 2016 8:39 pm
by FrankR
Hey guys. Back online after several very busy months.

Question: Is it reasonable for an FBO that rents LSA's (Skycatcher), or a club to not do business with SP-ASEL's who fly with their drivers license?

Background: there's a Skycatcher right over there (nice and close). It just sits at the FBO. When I asked about getting a check ride, they said that their insurance requires a valid medical.

I suspect this "arrangement" is probably allowable. However, it is not convenient for us renters.

Another club that I know of won't put an LSA in the club because (they told me) their insurance requires a valid medical.

Thoughts?

Re: FBO Rental/Club Insurance Requires Medical

Posted: Fri May 06, 2016 10:48 pm
by 3Dreaming
I had a a company that required a medical for all certificated pilots, except student pilot seeking sport pilot privileges. That's right, I could train and solo a sport student pilot, and as soon as they passed their checkride they needed a medical to have insurance to fly home.

The key word in all this is, "had".

Re: FBO Rental/Club Insurance Requires Medical

Posted: Sat May 07, 2016 7:55 am
by Merlinspop
Sure, the insurance company can require all pilots to have an ATP, 747 type rating and exclusively use Crest toothpaste. The FBO or club will get nice low premiums that way and everyone has fresh breath. The FBO/club can always ask for, or change insurers to get a policy that allows for Sport a Pilots using DLs if they're willing to pay a higher premium. As with most things, particular circumstances play a big role in what they can get and how much it costs.

[some of the above was in jest]

Re: FBO Rental/Club Insurance Requires Medical

Posted: Sat May 07, 2016 11:25 am
by drseti
Crest toothpaste, Bruce? I'd be more inclined to require my students to use Scope mouthwash!

Re: FBO Rental/Club Insurance Requires Medical

Posted: Sat May 07, 2016 11:41 am
by Merlinspop
drseti wrote:Crest toothpaste, Bruce? I'd be more inclined to require my students to use Scope mouthwash!
Offer them Tic Tacs, so that they don't get dry mouth. :mrgreen: