Life insurance question

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Jack Tyler
Posts: 1380
Joined: Tue Nov 30, 2010 5:49 pm
Location: Jacksonville, FL

Re: Life insurance question

Postby Jack Tyler » Sat Feb 13, 2016 8:17 am

"My life policy will pay if I'm a passenger, but not if I'm the pilot. Apparently the left seat is far more dangerous than the right seat...go figure."

Actually, your life insurance carrier just failed to consider that possibility or perhaps ask a question like 'Do you fly in a light aircraft as a passenger?' If they had, you might find that excluded from coverage as well. So in a sense, you're getting half a loaf rather than no loaf. <g>
Jack
Flying in/out KBZN, Bozeman MT in a Grumman Tiger
Do you fly for recreational purposes? Please visit http://www.theraf.org

SportPilot
Posts: 1060
Joined: Mon Aug 25, 2014 3:39 pm

Re: Life insurance question

Postby SportPilot » Sat Feb 13, 2016 1:07 pm

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Last edited by SportPilot on Fri Mar 18, 2016 1:43 pm, edited 1 time in total.

Cluemeister
Posts: 329
Joined: Mon Nov 02, 2015 8:20 pm

Re: Life insurance question

Postby Cluemeister » Tue Feb 16, 2016 10:21 pm

Well, after much thought I decided against going to the aopa for a one year pilots' policy for now. Instead, I decided to stay with the original request for 15 year term through Lincoln National, including filling out their aviation (pilot) form. I was very clear and honest.

My agent said they will either:

- Keep prior quote, exclude aviation
- Increase prior quote, cover aviation
- Withdraw quote entirely

If you hear a scream from three states away, that means I got the quote.

SportPilot
Posts: 1060
Joined: Mon Aug 25, 2014 3:39 pm

Re: Life insurance question

Postby SportPilot » Tue Feb 16, 2016 10:35 pm

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Last edited by SportPilot on Fri Mar 18, 2016 1:44 pm, edited 1 time in total.

Cluemeister
Posts: 329
Joined: Mon Nov 02, 2015 8:20 pm

Re: Life insurance question

Postby Cluemeister » Wed Feb 17, 2016 9:08 am

Thanks for the recommendation Sportpilot. I'm waiting to get my numbers before I move on to other agents.


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