Renters insurance required ?

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spaulus
Posts: 6
Joined: Mon Mar 06, 2017 1:25 am

Renters insurance required ?

Postby spaulus » Mon Mar 06, 2017 11:06 pm

Do I need current non-owner renters insurance, if a DPE is my backseater during a checkride ?
Assuming my previous policy had expired
prior to the checkride.
Or is that the owners decision ?
Thank you.

User avatar
MrMorden
Posts: 1615
Joined: Fri Aug 17, 2012 7:28 am
Location: Athens, GA

Re: Renters insurance required ?

Postby MrMorden » Tue Mar 07, 2017 7:55 am

The owner will decide what is required insurance for renters. Personally, I would not rent an airplane without renter's insurance. Often owners will state in the rental contract that the deductible for their loss insurance is the responsibility of the renter. To keep costs down, they can have large deductibles, sometimes $10k or more. So unless you are prepared to write a $10k check in the event of an accident or incident, I would renew that policy.
Andy Walker
Athens, GA
Sport Pilot ASEL, LSRI
2007 Flight Design CTSW


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