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Which insurance is better?
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SoaringSeth



Joined: 30 Mar 2008
Posts: 18
Location: Morrow,Ohio

Posted: Wed Apr 02, 2008 11:48 am    Post subject: Which insurance is better?  

EAA or AOPA for renters?
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CTflyer



Joined: 28 Mar 2006
Posts: 303
Location: eastern Connecticut

Posted: Wed Apr 02, 2008 12:12 pm    Post subject:  

Seth - I think you have to compare the two policies, almost line by line. And you can get insurance from other sources than EAA and AOPA.

Also keep in mind the "hidden" insurance costs: you'll most likely need to get hull insurance as well as liability insurance. Got to figure out how much of each you'll need. And if the school/fbo tells you you're "already covered" under their insurance - it's not really you who's covered, it's the plane owner.

Someone else might chime in here on subrogation issues, where an insurance company can actually sue you directly, to recover any payments the insurance company paid in a loss if you were involved.

But if course, if you're sure you won't ever need insurance, just get the cheapest you can find. (yeah right!)

:wink:

Tom
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